We offer financing through local banks and credit unions. We can take a credit application right here and send to one of our local lenders. We recommend First Bank Richmond, Union Savings & Loan, and Health Care Professionals Federal Credit Union here in Richmond. We can get low low rates to qualifying buyers!! We will do our best to get you a payment that fits your budget!!
What you should know about credit scores - Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. How you pay your bills and who you owe will reflect your score.
How your credit score is used - Your score can affect whether you can get a loan and how much you will have to pay for that loan.
The range of scores – Scores range from 250-843. The higher the number the more likely you are to get a loan at a good rate.
Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. For more information call your local bank or go to www.federalreserve.gov.
Whether or not your credit is good or bad we have options that we can use in an attempt to get you a loan. So give us a call and we will tell you whether or not we think you can get a loan. We have helped hundreds of people whose credit was not the best!